Whether you're based in Manchester or looking to recover a debt from a Manchester company, Turner Clifford are a specialist B2B debt recovery agency. Results-only fees, built on decades of experience managing complex commercial debt.
About us
Our origin story
Trusted by the World's Leading Brands
When customers don't pay, it's never just about the money. It ties up your team, stalls your cash flow, and the longer it sits, the harder it gets. That's where we come in.
We've recovered debt for some of the world's biggest brands, and if there's one thing we've learned, it's that every situation is different. We don't use scripts. We study the contract, understand the relationship, and find the right way in. The goal is always the same: your money back, your reputation intact.
Including Companies Like
Partnerships
built to last
Debt Recovery Built Around Your Business
Whether you're a growing business chasing unpaid invoices or a large organisation managing complex debt portfolios across multiple regions, we've built a service that fits. Different businesses face different challenges. That's exactly why we make it our business to understand yours.
Enterprise Services
- Complex disputes & high-value debt portfolios resolved strategically
- Brand & relationship protection built into every step
- International recovery across multiple jurisdictions
- A team that speaks the language of enterprise finance
Smarter recovery for
complex portfolios
SME Services
- No win, no fee. You only pay for results
- Fast, straightforward recovery solutions for unpaid invoices
- Complete transparency from start to finish
- A team that understands what non-payment really costs your business
Let's get you
paid - fast!
Frequently Asked Questions
Have a question that's not answered here? Get in touch with one of our friendly staff.
-
Can you recover debt from a company based in Manchester?
Yes. If a company in Manchester owes you money, we can help. We work with businesses across the UK and internationally to recover unpaid debts from companies in the North West. Where you are located makes no difference to us. We take on the case and manage every step until it is resolved.
-
Do I need a debt collection agency based in Manchester?
No. Where an agency is based has no bearing on how effectively they recover your money. What matters is their process, their persistence, and their understanding of commercial disputes. We recover debt from Manchester businesses every week without needing to be based in the city.
-
I am based outside the UK and need to recover a debt from a company in Manchester. Can you help?
Absolutely. We regularly act on behalf of overseas businesses chasing payment from UK companies, including those in Manchester and across the North West. We manage the process end to end, handling all debtor communications and dealing with any complexities around contracts or jurisdictions so you do not have to.
-
I am based in Manchester and looking for a local debt collection agency. Do you need to be nearby?
We understand why you might want someone local, but what actually makes the difference in debt recovery is how the agency operates, not their postcode. We work with Manchester businesses who rely on us to recover debts from companies across the country and overseas. You get a dedicated account manager and direct access to the people handling your case throughout.
-
What types of debt do you recover from Manchester businesses?
Manchester has one of the most diverse business communities in the UK. We deal with the full range of commercial payment disputes, whether they arise in technology, professional services, construction, manufacturing, or any other sector. Unpaid invoices on completed contracts, complex subscription and auto-renewal disagreements, supply chain disputes, and aged receivables that have resisted internal collection are all part of what we handle.
-
How does your fee structure work?
Our fees are tied entirely to what we deliver. We work on a commission basis and are only paid for results. The commission rate depends on the specifics of the debt, including its age and complexity, and we agree everything with you before we begin. There are no retainers and no upfront fees.
-
What information do you need to get started?
A copy of the invoice, the underlying contract or terms of business, any correspondence with the debtor, and their contact details. If you have proof of delivery or service completion, that strengthens the case further. Do not worry if your records are incomplete. We will review what you have and advise on how best to proceed.
-
How long does the recovery process take?
It depends entirely on the case. Some debts from Manchester businesses have been resolved within days of our first contact. Others, particularly disputed or complex cases, take longer. What we can say is that delay rarely helps. The earlier we are instructed, the stronger the position we can take with the debtor.
-
What happens if the debtor disputes the debt?
Disputes are a regular feature of commercial debt recovery in any major business city, and Manchester is no exception. We handle them methodically, reviewing the contractual position, gathering evidence, and responding to the debtor's arguments with precision. A dispute does not mean the money is lost. It means it needs the right handling.
-
Can you recover debt from large companies with legal teams?
Yes. Manchester is home to businesses of all sizes, including major corporates with well-resourced legal teams. That does not deter us. Our leadership team spent decades inside major corporations and understands exactly how these businesses operate. We construct evidence-based positions that hold up under scrutiny, regardless of who is on the other side.
-
What if commercial recovery does not work?
We will tell you honestly where things stand. If the debtor will not engage and commercial options are exhausted, we will explain the legal routes available. We work with established legal partners who can take the matter further, and we offer both self-funded and fully funded litigation options for cases that qualify. No false promises, just a clear picture of your options.
-
What makes Turner Clifford different from other debt collection agencies?
Experience, not volume. Our team built their expertise inside multinational PLCs managing complex international debt portfolios. We bring that level of commercial intelligence to every case, whether the debt is ten thousand or ten million. Most agencies chase. We build a case, apply pressure in the right places, and resolve disputes that others cannot.
-
How do I get started?
Get in touch through our website or use the online quote tool to give us the details. We will review your situation and come back with a clear, no-obligation quote. The whole process takes minutes. From there, you decide whether to proceed and we take it from that point.